uob personal banking
uob personal banking
Blog Article
UOB Lender offers a number of individual banking services designed to meet up with the economic requirements of people. Under is an extensive overview to assist you comprehend the key features and offerings.
Sorts of Accounts
Cost savings Account: This account enables you to spend less although earning interest.
Capabilities: Easy access, fascination earnings, minimal costs.
Gains: Risk-free spot for your funds, likely advancement by means of fascination.
Current Account: Ideal for each day transactions and managing expenditures.
Options: Checkbook facility, overdraft safety.
Rewards: Easy for normal payments and withdrawals.
Fixed Deposit Account: For anyone wanting to earn increased desire fees more than a set time period.
Capabilities: Preset time period deposits, greater curiosity costs as compared to savings accounts.
Advantages: Secure investment decision selection with predictable returns.
Loans
Personalized Loans: Unsecured loans that may be utilized for numerous reasons like training or residence renovation.
Varieties:
Installment Loans
Credit history Strains
Added benefits: Versatile repayment terms, competitive desire premiums.
Household Loans: Tailored solutions for purchasing assets or refinancing current mortgages.
Types:
Preset Amount Residence Mortgage
Floating Rate Household Bank loan
Advantages: Different options to match person requires, beautiful charges.
Bank cards
UOB presents a range of bank cards catering to distinct existence and shelling out routines:
Benefits Cards: Receive points on just about every obtain that may be redeemed for gifts or journey miles.
Cashback Playing cards: Get income rebates on everyday paying out including groceries and eating out.
Travel Cards: Distinctive Positive aspects like air miles accumulation and vacation insurance policies protection.
Investment decision Products and services
For individuals keen on growing their wealth by investments:
Unit Trusts * Diversified portfolio managed by specialists. * Well suited for lengthy-expression growth objectives.
Structured Deposits * Combines the capabilities of conventional deposits with financial more info commitment products. * Possibly increased returns but with a few hazard associated.
Insurance coverage Merchandise
To safeguard on your own and All your family members versus unexpected events:
Lifestyle Insurance policy * Supplies money protection in case of Demise or important ailment. * Might also function a discounts Resource depending upon the plan decided on.
Overall health Insurance policies * Addresses health-related expenditures which includes hospitalization expenses. * Important for mitigating significant healthcare expenses.
Electronic Banking Companies
Ease at your fingertips via electronic platforms:
World-wide-web Banking
Lets you control your funds on the net:
Check out account balances and transaction history
Transfer cash in between accounts or pay back charges
Apply for new products and solutions (loans/bank cards)
Mobile Banking
Banking on-the-go by using mobile applications:
Fast harmony checks
Mobile payment selections (QR code payments)
Notifications & alerts about account activity
With these comprehensive offerings, UOB aims to deliver personalized banking methods that cater especially to unique needs though making certain advantage and security in all transactions.